You should have a health insurance plan separate from the AZV which is the plan provided by the Aruban Government after the student residency permit is received. At XUSOM, as part of the curriculum you will be required to attend clinical and hospital visits wherein you will be exposed to patients with infectious diseases. Health insurance covers any such hospital acquired infections or any other uneventful incident.
The school does not require medical students to purchase disability insurance policies, but we highly recommend such policies, particularly for those of you who have a family. We are required to provide access to sources of such coverage for you. The list below is a compilation of insurers who will provide individual or group disability policies to medical students. Each policy has slightly different coverage parameters, restrictions, and costs, so please evaluate these carefully to select the best policy for your individual situation. If you have questions about such policies, please see the financial controller.
American Medical Association Student Disability Income Insurance
AMA Med Plus Advantage Disability Income Insurance for Medical Students